Working with a debt collection agency can be a cost-effective way to recover what you're owed, enabling you to take advantage of professional expertise and relieve pressure on your in-house finance team. But how do you make sure you've chosen the right company?

It's easy to assume that getting a County Court Judgment (CCJ) means your debt problem is solved. However, while the CCJ includes a court order for the debtor to pay, it still has to be enforced.

If someone owes you money and shows no sign of repaying their debt, you can apply for a County Court Judgment (CCJ) to help you recover what you are rightfully owed. If the courts agree with you, they’ll issue the judgment and order your debtor to pay the money back.

Debt can be a challenging situation for any business to manage. Will you be able to recover the money you are owed? How long will it take? What will it cost? Will it damage the reputation of your brand, or your otherwise good relationship with a customer?